Veritas Private Wealth Management Group

New York, NY

“The foundation of our client relationships will always be excellence, discipline and integrity.”

Welcome

We provide highly-customized, financial planning strategies for executives and their families including: Investment Portfolio Design & Implementation, Cash Flow Projections with Probabilistic Forecasting, Executive Compensation & Stock Option Analysis, Concentrated Stock Monetization & Hedging Strategies, Income Tax Minimization & AMT Optimization, Wealth Transfer & Protection, Estate Tax Minimization, Retirement & Estate Planning, Liability Management & Financing, Trust & Philanthropic Services, and Life Insurance.

Our Team

Michelle Begina, CFP®, CIMA®, RICP®
Senior Partner, Managing Director

A pair of Converse Chuck Taylor sneakers hang in Michelle’s office as homage to her grandparents, John and Mary. Part of the greatest generation, they never earned more than $10,000 annually and worked for over forty years at a Converse factory –her grandfather making the rubber soles and grandmother stitching the canvas. While they worked they built and paid for a custom home, took dream vacations once every third year and created a retirement nest egg, supplemented by pensions and Social Security, to live out their retirement dreams.

Michelle’s early family lessons together with years of professional experience informs her practice today.  She understands the interplay between client values, resources and choice with decision making and behavioral finance; making for a unique, tailored client experience – and better outcomes.

About Michelle:

• CFP®, CIMA®, RICP® and received a Professional Certification in Financial Therapy from Kansas State University Graduate School of Human Ecology.
• Recognized as a 2001 and 2002 “250 Best Financial Advisor” by Worth Magazine
• Served as Board Member of the Bergen County YWCA and is a founding member of Women United in Philanthropy
• Resides in Wyckoff, NJ with her husband and two sons and is an avid photographer

Recent Publications:
Wall Street Journal profile, December 2017: Managing Wealth—and Client Emotions
Journal of Financial Planning, March 2018:
https://www.onefpa.org/journal/Pages/MAR18-Identify-and-Understand-Clients-Money-Scripts-A-Framework-for-Using-the-KMSI-R.aspx

Wealthmanagement.com, May 2018:
Married, Female Professional, Out-Earning Spouse; Seeks Support Group

Jesse B. Clinton, CFP®, CRPC®
Senior Partner, Managing Director

Jesse is a Senior Partner and Managing Director at Snowden Lane Partners. Jesse serves high net worth individuals and their families in helping them achieve their financial goals.

He works closely with clients’ tax and legal professionals to design the most optimal trusts, estate plan and tax strategy for their specific financial situation.  He has extensive experience working with corporate executives at public companies.  Jesse as helped to diversify, hedge and monetize concentrated positions while navigating the restrictions that executives face with their company stock.  Jesse also works with law partners, financial professionals and private equity managing partners.  Prior to going independent and joining Snowden Lane in 2014, Jesse was a Senior Vice President at Merrill Lynch where he began his career in 2004.  During his tenure there he designed a new financial advisor training program for his office and was a producing sales manager.

Jesse takes a comprehensive approach to financial planning and investing, using a sustainable/ESG sensitive approach when appropriate.  He tailors risk tolerances and manages portfolios by understanding a client’s cash flow needs and projections.  His team focuses on estate planning opportunities, tax optimization, retirement goals, alternative investments, liability management, saving strategies and education planning solutions.

Corporate executives at public companies benefit from Jesse’s wealth management strategies with sensitivity to concentrated positions.  Jesse has structured and implementing 10b5-1 plans, private sales, collaring strategies, forward premium sales, tax optimization strategies, monetization techniques, 144 restricted stock transactions and ISO and NQO option exercises strategies.

Jesse also designs and administers corporate benefit plans (401k, Profit Share, Deferred Comp, Defined Benefit, ESOPs/ESPPs).

Jesse is a Certified Financial Planner™, a designation awarded by the Certified Financial Planner Board of Standards, Inc. and holds a designation as a Chartered Retirement Planning Counselor. He graduated SUNY Albany and has his MBA from Fordham University.  He is originally from Westchester, N.Y. and currently lives on the west side of Manhattan with his wife, their three daughters and their dog Maggie.

Joseph M. Hubbell
Senior Partner, Managing Director

Joseph has developed a broad base of knowledge and experience in Wealth Management, Private Banking and Capital Markets throughout his 30 years in the financial services industry.

Prior to joining Snowden Lane as a Senior Partner and Managing Director in 2016 he held positions in Branch Management, Investment Advisory and Institutional Fixed Income at the following firms: Smith Barney, UBS, JP Morgan and BankAmerica Merrill Lynch.

Joseph and his team at Snowden Lane develop and implement customized strategies for wealthy families, individuals and institutions designed to manage risk and maximize potential returns while considering tax efficiency and client goals. Joseph services select institutions providing institutional consulting, investment policy statement formation, execution services and securities lending as well as sophisticated hedging strategies for domestic and international clients.

Joseph earned a Bachelor of Arts degree from Fordham University. He is a member of the Financial Industry Regulatory Authority (FINRA) Board of Arbitrators, the Commodities Futures Trading Commission (CFTC) and the Investment Committee of Catholic Charities. In addition, Joseph is a Committee Chair at The New York Athletic Club and is a member of the Harbor Control Commission in his home town of Lloyd Harbor, NY.

Michael P. Mahoney
Senior Partner, Managing Director

Mike Mahoney is a Senior Partner and Managing Director at Snowden Lane Partners. Prior to that, he served as a Vice President and Financial Advisor at Morgan Stanley in the firm’s Fairfield, CT office.

Mike brings to Snowden Lane more than 20 years of experience in wealth management and is known as a strong advocate for and counselor to his clients.  With a focus on estate planning and wealth transfer for high net worth individuals and their families, Mike has developed a wide breadth and depth of knowledge specializing in financial planning based asset management.

Mike has a bachelor’s of science degree in Finance from Central Connecticut State University.  He is a member of the Jefferies Fashion Care Host Committee, and is an active supporter and contributor to Lambda Legal and the Point Foundation. Mike and his Partner, Eric, split their time between their home in Fairfield County, CT and their apartment on the Upper East Side of Manhattan.

Phillip I. Pedrena
Senior Partner, Managing Director

Phillip is a Senior Partner and Managing Director at Snowden Lane Partners.  He joined Snowden in 2014 from Merrill Lynch where, as Assistant Vice President, he designed and implemented investment and wealth management planning portfolios for Merrill Lynch’s private clients, since 2008.

Prior to Merrill Lynch, in a similar capacity, Phillip built tactical and strategic financial management strategies for high net worth clients ranging from investments, access to banking products, estate planning and philanthropic services for Morgan Stanley. He utilizes technical analysis and asset allocation models while taking into consideration the individual client’s risk tolerance, investment objective, and time horizon.

Phillip lives in Manhattan and is actively involved with the Central Park Conservancy.

Suzie Kuptsin, CRPS®
Registered Client Relationship Manager

Suzie is a Registered Client Relationship Manager at Snowden Lane Partners.  Suzie came to Snowden Lane from Merrill Lynch, where she spent over 5 years as a Registered Client Associate and, eventually, as Team Financial Advisor out of the firm’s Fort Worth, TX location.

Suzie holds the Series 7 and Series 66 financial licenses.  Additionally, she holds the CRPS®   designation and the Texas Life and Health Insurance License.  Suzie was born in Moldova and moved to Fort Worth, TX in 1989.  She fulfilled her childhood dream as a lifelong Longhorn fan when she earned her BA in Economics from the University of Texas, Austin in 2010.

Alexandra Chan
Investment Analyst

Alex is an Investment Analyst with Snowden Lane’s Veritas Private Wealth Management Group.

Prior to Snowden Lane, Alex was a Product Manager at AllianceBernstein where she provided investment updates, capital markets outlooks, portfolio positioning, and asset allocation recommendations to retail & institutional clients, consultants, and due diligence analysts globally. Alex began her career at Merrill Lynch in 2010, where she first worked with teammates, Jesse Clinton and Phil Pedrena.

Alex is a CFA Level II candidate and has a Bachelor of Science degree with a concentration in Finance and minor in Economics from Fordham University. Alex lives in downtown Manhattan.  She enjoys cooking and exploring all the restaurants New York City has to offer.

Contact

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Veritas Private Wealth Management Group

New York

540 Madison Avenue
9th Floor
New York, NY 10022
646-218-9280

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