Sipping Margaritas or Counting Pennies? The Retirement Quiz!

May 2024

Score yourself with the following points: A=3, B=2, C=1. Let’s see if you’re the retirement planning guru or if your strategy is more “out of sight, out of mind.”

 

  1. How detailed is your vision of retirement?
  2. A) I’ve got it all planned out, down to the color of my beach chair.
  3. B) I have a good idea, but I’m flexible on the beach chair color.
  4. C) Retirement? Isn’t that just a fancy word for “extended weekend”?

 

  1. How confident are you in your current retirement savings plan?
  2. A) As confident as a cat on YouTube.
  3. B) Like a squirrel with only half its nuts buried for winter.
  4. C) I’m supposed to have one of those?

 

  1. What’s your next move to boost your financial security?
  2. A) Meeting with a financial planner, because two heads are better than one.
  3. B) Throwing a bit more cash into my retirement pot when I remember.
  4. C) Hoping for a lottery win counts, right?

 

  1. Got a plan to make s
    ure your savings last through retirement?
  2. A) Yep, I’ve got spreadsheets for my spreadsheets.
  3. B) Kind of? I mean, I’m pretty sure money doesn’t expire.
  4. C) Plan? I thought retirement was an endless happy hour.

 

  1. What legacy do you hope to leave behind?
  2. A) A well-thought-out plan that benefits my loved ones and maybe a library named after me.
  3. B) Hopefully some fond memories and a few bucks.
  4. C) My legendary collection of vintage teacups, I guess.

 

Tally Your Score and Let’s See Where You Stand:

 5-8 Points: The Optimistic Improviser

You view retirement planning like you do a diet: starting tomorrow. But don’t worry, about 40% of people are snacking right alongside you. Time to swap the chips for some tips and get cracking!

 

9-12 Points: The Casual Planner

You’re in the game, sort of like a backup quarterback. You know the plays but haven’t quite made it off the bench yet. Good news: 35% of people are also warming up. Let’s get you to the starting lineup.

 

13-15 Points: The Retirement Virtuoso

Look at you, ready to conduct the symphony of your golden years without missing a beat. Bravo! About 25% of folks are in harmony with you, making retirement planning look as easy as pie—mmm, pie.

 

Closing Act

No matter where you fall on this spectrum, remember, retirement planning doesn’t have to be as daunting as wearing socks with sandals. A little effort now can lead to a lot of relaxation later—maybe even on that beach chair of your meticulously planned retirement. So, whether you’re starting from scratch or just fine-tuning, the perfect time to get your ducks (or teacups) in a row is now.

 

 

Contact The DiCiacco Team today, and let’s embark on this journey together.

We invite you to take the first step towards understanding and transforming your financial dreams into reality by scheduling a consultation with us. This exploratory conversation will offer us both the opportunity to see if we’re a good fit, ensuring that your financial goals and our expertise align perfectly. Together, let’s unlock the full potential of your investments and pave the way for a prosperous financial future.

 

Leah Thomson Snell, CFP®

Partner & Managing Director

626 521 9804   lsnell@snowdenlane.com

https://snowdenlane.com/advisors/diciaccio-team/